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How to Obtain a Home Loan Without Employment

February 8, 2022 Leave a comment

How to Obtain a Home Loan Without Employment

Buying a home without a job is possible, but it’s not easy. If you can’t prove to a lender that you have a steady job, you’ll instead need to prove that you have a sizable savings account, lots of liquid assets or a reliable source of income other than a traditional job. You can also help yourself if you have impeccable credit, a sizeable down payment or a co-signor. In some instances, those without a job can purchase a home through an owner carry-back arrangement in which the home’s current owner agrees to act as the lender.

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